Leverage Your Portfolio And Expand Your Business With Mixed Use Multi-Unit Loans

Up To 80% LTV

Up To 85% LTC

Rehab Funds Available

Bridge and Lond Term

Foreign Nationals OK

No Seasoning Required

New Investors Welcome

Multi Unit Mixed Use Loans

Mixed-Use Property Financing is designed for properties that combine multiple income streams under one roof — residential, commercial, industrial, or institutional. If a building contains at least two units with different zoning or usage types, it generally qualifies as mixed-use.

 

At JCREIG Capital Funding, we understand the unique dynamics of these hybrid assets. Mixed-use properties offer diversified cash flow, increased value potential, and strategic flexibility — but they also require lenders who know how to structure them correctly.

Both entrepreneurs and investors utilize mixed-use financing:

  • Business owners often occupy a residential unit while operating their business from the commercial space — creating efficiency and long-term equity growth.

  • Real estate investors typically lease out both the residential and commercial units, maximizing income across multiple tenant types.

Our asset-based lending solutions are built to accommodate the complexity of mixed-use properties, delivering structured capital that supports ownership, expansion, and portfolio growth.

Residential tenants typically offer steady, predictable rental income, while commercial tenants — like ground-floor retail — often pay higher rents. This makes commercial tenants a key factor when assessing the revenue potential of mixed-use properties. Consequently, two buildings in the same neighborhood can vary in value simply based on the mix and composition of their tenants.
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FlexTerm Mixed Use Financing
Multi Unit Mixed Use FlexTerm Loan is Asset Based
Development of mixed use properties has surged in popularity
Where We Lend

Financing for Mixed-Use Buildings

With extensive experience in mixed-use property financing, we’re able to identify opportunities and value that less-experienced lenders often overlook.

Our FlexTerm Mixed-Use Financing loan program is asset-based and provides investors with a straightforward path to qualify for purchases or cash-out refinances, while offering the flexibility to stay in the loan for up to 30 years — making long-term ownership and strategic growth simple and accessible.

Same Neighborhood - Different Worth

Because our FlexTerm Loan is asset-based, personal income documentation is not required. Loan amounts are determined by the property’s value and its income-generating potential. Our expertise in analyzing tenant mix and assessing the true value of mixed-use properties is key to approving loans for self-employed investors and small business owners.

The development of mixed-use properties has surged in popularity, enabling the combination of residential, commercial, and other property types within a single project. For self-employed individuals or business owners, these properties offer the convenience of merging a home and business under one roof.

 

However, financing mixed-use properties comes with unique considerations that differ from standard residential or commercial loans.

 

At JCREIG Capital Funding, we can support these opportunities through our Multi-Unit Mixed Use Loan programs, providing tailored solutions to meet the needs of investors and business owners alike.

 

Investment Properties Only

2-50 Property Portfolio Options

Keep in the name of an LLC

Close in 30-45 days

Higher Leverage with More Experience

We Pay Brokers

 

At JCREIG Capital Funding, we offer faster financing with excellent terms. Simplified loans, amplified profits.